The RBI policy meeting is scheduled for October 5, 6 and 7, 2026, according to the central bank’s official Monetary Policy Committee calendar. The practical point for readers is straightforward: confirmed meeting dates are not a confirmed interest-rate decision.

What the RBI policy meeting calendar establishes

RBI published the financial-year schedule on March 23 under press release 2025–2026/2306. It identifies the three October meeting dates. The next meeting listed after October is December 2–4, followed by February 3–5, 2027.

The calendar is advance scheduling information. It does not record an October vote, announce a new policy rate or establish that proceedings have begun. This article therefore uses scheduled timing rather than describing a completed event.

A useful checklist for borrowers and savers

CapKet explanation: Treat three questions separately. First, what did the RBI actually announce? Second, what terms apply to your loan or deposit? Third, has your bank communicated a change affecting that particular product?

Before acting on a headline, locate the official resolution and note the date and wording. For a loan, ask the lender which benchmark and reset terms appear in your agreement. For a deposit, compare the bank’s published offer with the terms of the deposit you already hold. These are verification steps, not a promise that any product will become cheaper or pay more.

What this report does not claim

No October rate cut, increase or unchanged decision has been verified from this calendar. CapKet is not assigning an announcement time or describing a stock, bond or currency reaction. A decision report needs the actual policy publication, not an inference from scheduled dates.

For another distinction between regulatory documents and final outcomes, see our IRDAI insurance-cost consultation explainer.

Primary source: RBI’s official FY2026–27 MPC meeting calendar, observed October 5, 2026 at 08:01 IST. This report explains scheduled financial-policy coverage, without political commentary or investment advice.